The Business Game

Climate Change Expert: The $22 TRILLION Housing Crash No One Is Ready For

The Business Game Season 3 Episode 16

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0:00 | 1:19:34

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LEVEL FOUR: SCALE BUILDER
$8M to $20M 


On today’s episode of The Business Game, we’re sitting down with Ben Gilliland, Founder of Future Proof Property Intelligence, a business tackling one of the biggest and fastest-growing threats facing homeowners today: the collision of climate risk and insurance. 

With over 37 million homes already at extreme risk, and $22 trillion in real estate on the line, Ben breaks down what’s actually happening behind rising premiums, insurers pulling out of entire regions, why most people still don’t see it coming - and what his company is doing to help. 

If you own property, are scaling a business in a complex market, or are trying to build something that requires real-world behaviour change… This episode is for you! 

Let’s dive in, with Ben Gilliland: 

• why climate risk and insurance risk are now the same conversation 
 • what’s really happening when insurance companies pull out of neighbourhoods 
 • how millions of homes could become uninsurable over the next 20 years 
 • the real reason most homeowners aren’t taking action yet 
 • how AI is being used to assess and fix property-level risk 
 • why this problem is bigger than construction – and requires system-level thinking 
 • the tension between homeowners and insurers (and why both sides are right!) 
 • what breaks first when you try to scale across multiple industries 
 • how this could trigger foreclosures, housing instability, and mass migration 
 • what needs to happen now to prevent a much bigger crisis 

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